Latest News
Stay informed. Keep up with all news regarding PARRIS, from verdict success stories to latest legal tips.
Free Consultation
PARRIS Law Firm Obtains $7.1 Million Verdict Against Los Angeles Unified School District
Los Angeles, CA – After a six (6) week trial, attorneys for PARRIS Law Firm obtained a $7.1 Million verdict against the Los Angeles Unified School District (LAUSD) on behalf of an elementary school student who was injured after falling on a school playground.
What Happened?
In 2017, a seven-year-old Marvin Avenue Elementary School student was playing on the school’s playground. Unfortunately, as she was running for the ball, she tripped, fell, and hit her head on the asphalt.
After the fall, school officials waited nearly two hours to assess her injuries. She was taken to the nurse’s office and was then shortly sent back to class. A member of her immediate family came to pick her up but was turned away.
However, during that time, her condition worsened. She became scared, confused, light-headed, and complained of extreme pain. She told her teacher she was dizzy, did not feel good, and wanted to go home. Her teacher did not send her back to the nurse, didn’t call the student’s parents, and the nurse never checked on her.
Eventually, the student vomited and lost consciousness. That’s when school officials finally called 9-1-1. She was transported to Cedars-Sinai’s emergency room, where she had brain surgery.
As a result of LAUSD’s negligence, she now suffers from cognitive disorders.
The Result
Plaintiff filed her lawsuit in 2017. According to the complaint, Marvin Avenue Elementary School’s failure to supervise their students caused the plaintiff’s condition to deteriorate rapidly. The plaintiff contended Los Angeles Unified School District had a duty to protect its students as it was entrusted with their care during the school day.
“As the jury recognized, the school officials failed in their basic duty to protect our client, who was a child in their care,” said PARRIS Law Firm partner Alexander R. Wheeler. “They waited far too long to listen to her complaints and get her proper medical treatment,” Wheeler added.
“The school never gave our client a fighting chance – her life is forever changed because of it,” PARRIS partner Khail A. Parris added.
“This verdict serves as a wakeup call to LAUSD to take immediate action when a child is injured at school,” said Wheeler. “LAUSD needs to reassess their procedures so this never happens again,” Wheeler added.
The case was filed and tried in the Los Angeles Superior Court.
PARRIS Law Firm Reaches Multi-Million Dollar Settlement Over Sun Valley Gas Leak
After years of intense litigation, the PARRIS Law Firm has reached a settlement of $59,892,000.00 with the City of Los Angeles’ Department of Water & Power (LAWDP).
What Happened?
This settlement stems from a three-year ongoing gas leak at the Valley Generating Station in Sun Valley, California. Between 2017 and 2020, compressors at the Valley Generating Station had been continuously leaking methane. By 2020, it had become one of the top methane polluters in California.
Despite this ongoing leak, 1,699 days had passed before informing the nearby population, which LADWP’s General Manager reported that the people of Sun Valley has “to make somewhat of a sacrifice” by living so close to the station. This line of thinking guided LADWP’s decision to not inform the community or make adequate attempts to fix the leak.
Unfortunately, for the nearby residents, they had no idea they were being continuously exposed by this leak. They suffered nausea, dizziness, headaches, and rashes, leaving them confused about the cause. Residents in Sun Valley and the surrounding are uniquely vulnerable, and are often unable to purchase expensive air purifiers or relocate to a less toxic environment.
In August of 2020, the South Coast Air Quality Management District issued a Notice of Violation against LADWP “for failure to maintain compressors for natural gas fueled turbines in such a manner that ensures proper operation of the equipment.”
The Legal Battle
After filing the initial lawsuit, PARRIS Law Firm assisted the community in submitting nearly 1,300 Fact Sheets to prove the serious impacts of the gas leak, all of whom lived or worked around the Valley Generating Station.
PARRIS Law Firm also took the depositions of LAWDP’s most knowledgeable witnesses to discover the composition of the gas and the rate of the gas leakage. The testimony from these depositions demonstrated that the City never conducted any risk assessment of its own to determine where the wind would take the gas or what impact it had on nearby residents.
PARRIS Law Firm also collaborated with engineers, air modelers, and toxicologists to determine the degree of exposure experienced by the community. These experts also conducted a site inspection of the Valley Generating Station to calculate the leakage rate. While PARRIS attorneys worked to get answers for residents, LADWP and the City of Los Angeles resisted every step of the way.
Of the individuals who submitted a Fact Sheet, ten households were selected at random to proceed to an initial trial. However, rather than proceed with a protracted trial that would delay recovery even longer, the City of Los Angeles agreed to resolve the claims.
The Result
LADWP has agreed to pay up to $59,892,000.00 to settle all claims of victims of the Valley Generating Station gas leak who submitted a Fact Sheet.
At this time, only the total settlement amount has been approved by the City. Subject to certain conditions, the settlement money may be allocated among the plaintiffs who complied with the Court’s deadlines and in accordance with a protocol developed by neutral, independent allocators. This process will take time. Once it is completed, the plaintiffs will have an opportunity to review and approve the individual settlement offers in more detail.
"This remarkable settlement will bring much-needed relief and justice to these overlooked communities who were continuously poisoned for years. We are proud of the results and for holding the City accountable for this catastrophe," said R. Rex Parris. "Our litigation showed that LADWP put the Sun Valley community's health at risk, and we are grateful that the City is finally stepping up to provide residents with much-needed relief," said PARRIS attorney Patricia K. Oliver.
Our environmental law team is grateful that residents of Sun Valley and Pacoima are one step closer to finding closure.
Unemployment and Lost Wages Claims in Car Crash Cases
Every year, countless Californians and visitors suffer serious injuries in auto accidents, with many unable to return to work either temporarily or permanently. This unfortunate reality underscores the importance of understanding the legal avenues available for financial relief, particularly regarding unemployment benefits and lost wage claims.
When you are sidelined by an accident, the mounting bills coupled with lost income can lead to immense financial strain. In California, you may seek compensation not only for your medical expenses but also for wages lost due to your inability to work.
How Unemployment Benefits Work in California
Unemployment benefits in California are designed as a safety net for individuals who, through no fault of their own, find themselves without work. These benefits are administered by the California Employment Development Department (EDD), providing temporary financial assistance to eligible individuals.
With auto accidents, the aftermath can be life-altering. Injuries may prevent you from resuming your regular employment duties, leading to a loss of income. In such instances, you may qualify for unemployment benefits, provided you meet certain eligibility criteria.
To be eligible for unemployment benefits in California, you must have lost your job due to circumstances beyond your control, like a car accident. You should also be actively seeking employment and be physically able to work. However, if your injuries from the car accident prevent you from working, you may qualify for State Disability Insurance (SDI) instead. SDI is a partial wage-replacement insurance plan for eligible California workers, covering temporary disabilities including those incurred outside of work like in a car accident.
Lost Wages Claims in Car Accident Cases
Lost wages refer to the income you would have earned from your job if you hadn't been injured. They cover not only the actual earnings lost during the time you were unable to work but also future earnings if your injuries prevent you from returning to work or limit your capacity to earn.
Calculating lost wages involves several elements. First, if you've missed days, weeks, or even months of work because of your injuries, you calculate these lost wages by multiplying your daily wage by the number of workdays you missed. If you're paid hourly, multiply your hourly wage by the hours you missed. For salaried individuals, divide your annual salary by 2,080 (the standard number of work hours in a year) to find your hourly wage, then multiply this by the hours missed.
However, things become more complicated if your injury has long-term consequences affecting your capacity to earn. In such cases, the calculation includes factors like the difference between what you were earning before the accident and your post-accident earning capacity, considering your qualifications, skills, experience, and the labor market conditions. This is often referred to as a loss of earning capacity claim.
Filing a lost wage claim starts with gathering evidence. This includes medical records that prove the severity of your injuries, a doctor's note stating you're unable to work, and documentation of your regular income (like pay stubs or tax returns). Once you have all the necessary documents, you submit them to the at-fault party's insurance company along with a demand letter explaining your claim.
Insurance companies play a significant role in lost wage claims. While their primary objective is to compensate for losses incurred due to their policyholder's negligence, remember, they are businesses aiming to minimize payouts. Therefore, they may scrutinize your claim thoroughly, possibly disputing the extent of your injuries, your inability to work, or the calculation of your lost wages.
This is why it's crucial to have a comprehensive and well-documented lost wage claim. A personal injury attorney can be instrumental in this process, helping you gather the necessary evidence, accurately calculate your lost wages, and negotiate with insurance companies. They can also represent your interests if your claim goes to court.
The Necessity of Pursuing Lost Wage Claims
After a car accident, the financial implications can be as distressing as the physical injuries. Besides medical bills, the inability to work can lead to a significant loss of income, making it difficult to meet your financial obligations.
Lost wage claims help you recover the income you would have earned had you not been injured. They cover not only actual earnings lost during your recovery but also potential future earnings if your injuries prevent you from returning to work or limit your earning capacity. By pursuing a lost wage claim alongside your personal injury claim, you work to secure comprehensive compensation that covers all aspects of your financial needs.
Rent or mortgage payments, utilities, groceries, and other living expenses don't stop because you've been injured. If you're unable to work for an extended period, these costs can quickly become overwhelming. Lost wage claims address this gap, providing the financial support you need to maintain your standard of living.
Pursuing a lost wage claim isn't just about recovering lost income; it's about securing your financial stability in the wake of an unexpected event. Without this claim, you risk depleting your savings or falling into debt, which can further complicate your recovery.
The Role of a Personal Injury Lawyer in Unemployment and Lost Wages Claims
Navigating the complexities of unemployment benefits and lost wage claims after a car accident can be overwhelming. This is where the experience of a personal injury lawyer can be invaluable. A skilled lawyer can guide you through these intricate processes, ensuring you receive the compensation you're entitled to.
A personal injury lawyer brings extensive knowledge of California's legal landscape to the table. They understand the eligibility criteria for unemployment benefits and how to calculate lost wages accurately. They can help gather necessary evidence, such as medical records that prove your injuries and employment documents that substantiate your income loss. This comprehensive approach increases the likelihood of a successful claim.
A lawyer can handle all communications with insurance companies on your behalf. Insurance companies often use tactics to minimize payouts, which could involve disputing your injuries or questioning your inability to work. Having a lawyer represent you can counter these strategies effectively, ensuring your rights are protected.
If your claim is denied, a lawyer can help appeal the decision. They can identify any errors in the initial claim process and correct them, increasing your chances of a favorable outcome. Where litigation becomes necessary, a personal injury attorney can advocate for you in court, presenting a compelling case for your entitlement to lost wages and unemployment benefits.
Frequently Asked Questions About Unemployment and Lost Wages Claims
1. Can I get unemployment benefits even if I've already received a personal injury settlement?
Yes, it is possible to receive unemployment benefits even after receiving a personal injury settlement. However, the specifics may vary based on your case. It's important to note that unemployment benefits are designed for those who are ready and able to work but are unable to find employment. If your injuries from the accident prevent you from working, you may not qualify for these benefits.
2. How long does it take to receive compensation from a lost wage claim?
The time it takes to receive compensation from a lost wage claim can vary widely. It depends on many factors, such as the complexity of the case, the willingness of the insurance company to settle, and whether litigation is necessary. It could take anywhere from a few months to a few years.
3. What documentation do I need to support my lost wage claim?
To support your lost wage claim, you'll typically need proof of your earnings before the accident and medical documentation attesting to your injuries and their impact on your ability to work. This might include pay stubs, tax returns, doctor’s notes, and any other relevant documentation.
4. Can I make a lost wage claim if I'm self-employed?
Yes, if you're self-employed, you can still make a lost wage claim. However, it might be more complex to prove your lost income. You would likely need to provide tax returns, invoices, and other financial documents that show your typical earnings.
5. How can a lawyer help me with my lost wage claim?
A lawyer can guide you through the process of making a lost wage claim, helping you gather necessary documentation, calculate your lost wages accurately, and negotiate with insurance companies. They can advocate for your rights and work to ensure you receive the compensation you're entitled to.
Securing Your Financial Future: The Importance of Professional Legal Assistance
The importance of pursuing lost wage claims cannot be overstated. They provide vital financial support, covering not just medical expenses but also living costs and potential future earnings. They are a crucial tool in securing your financial stability after a life-changing event like a car accident.
However, navigating these claims can be complex and challenging, especially when dealing with insurance companies aiming to minimize payouts. This is where professional legal assistance becomes invaluable. A skilled personal injury lawyer can guide you through these intricate processes, ensuring you receive the compensation you're entitled to.
At PARRIS Law Firm, we specialize in personal injury law and have extensive experience in handling unemployment and lost wage claims. Our team is dedicated to advocating for your rights and securing your financial future. If you've been injured in a car accident and are facing potential loss of income, reach out to us. We're here to help you navigate this challenging journey, providing the support and guidance you need every step of the way. Contact us today for further assistance with your claims.
To learn more about securing unemployment benefits following a car accident, explore the insights provided in this article.
PARRIS Law Firm Partners Honored as Visionaries by LA Times 2024 Consumer Attorneys of Southern California Magazine
PARRIS Law Firm partners R. Rex Parris, Alexander R. Wheeler, and Khail A. Parris have been named Visionaries by LA Times' 2024 Consumer Attorneys of Southern California magazine.
The inclusion highlights key players within the legal industry who have demonstrated notable achievements in their respective fields and deserve special recognition.
R. Rex Parris has notably obtained billions of dollars on behalf of his clients, leads the premier personal injury firm in Los Angeles County, and is a multi-term mayor of Lancaster. He is an exemplary member of the legal community and is always willing to give back to those in need.
Khail A. Parris impressively continues to push boundaries in the courtroom while also demonstrating a unique dedication toward his clients. In many ways, Khail’s ultimate goal is to help his clients receive the justice that is rightfully owed to them. Khail represents victims in the areas of personal injury and products liability where he is considered a prominent attorney in his field, securing multimillion-dollar settlements and verdicts on behalf of his clients.
Alexander R. Wheeler has recovered over $700 million in verdicts and settlements for his clients since joining the firm in 2007. In 2024, he obtained a $58-million-dollar jury verdict in a workplace injury trial. In 2023, he was part of a trial team that secured a $20 million verdict for the family of a woman who was fatally injured by a drunk driver.
The PARRIS Law firm is proud of these partners as they continue to trailblaze within the legal realm and achieve amazing advocacy on behalf of our clients.
PARRIS Obtains $58,358,431 Slip & Fall Verdict - Largest in U.S. History
On May 21, 2024, a Los Angeles jury awarded a historic $58,358,431 verdict to a Palmdale technician who suffered serious injuries when he slipped on ice while performing electrical repairs on top of a train car. The judgment is the largest known slip-and-fall verdict in U.S. history.
PARRIS Partners Alexander R. Wheeler and Khail A. Parris represented the Plaintiff during the three-phase, six-week trial.
The Injury
According to the lawsuit, the 39-year-old Plaintiff was working for Altech Services, Inc., a railroad contractor that provides electrical services for businesses across Los Angeles County. In February 2016, the Plaintiff was working at a Kinkisharyo International train facility in Palmdale, California. Kinkisharyo employees told the Plaintiff to complete electrical work on top of a train within three short hours.
After climbing on top of the train, the Plaintiff took a few steps before slipping on water that had pooled overnight. His left foot slid forward and became lodged in a grouping of electrical wires on top of the train. The weight of his tool bag and wires around his shoulders pulled his body forward and down, hyperextending his left ankle and knee. As a result, the Plaintiff suffered a micro-fracture in his foot that would become much worse over time. The Plaintiff eventually required invasive foot surgery that developed into Chronic Regional Pain Syndrome (CRPS), a neurological condition that involves long-term pain and inflammation following an injury.
In 2020, he underwent additional surgery for severe neck and back injuries caused by his fall. Multiple doctors and specialists determined that the Plaintiff would need significant ongoing treatment to manage his pain — including surgeries and a spinal cord stimulator, an implanted device that helps treat chronic pain.
The persistent and severe pain the Plaintiff has experienced since his fall continues to limit his ability to carry, lift, push, pull, twist, and bend. In combination with other ongoing symptoms, the pain prevented the Plaintiff from working.
The Lawsuit
Shortly after the Plaintiff’s fall in 2016, an employee at Kinkisharyo helped the Plaintiff file a worker’s compensation claim for his injuries. However, Kinkisharyo denied the Plaintiff’s claim, arguing he was an employee of Altech Services, not Kinkisharyo.
As a result, the Plaintiff hired PARRIS to file a personal injury lawsuit against Kinkisharyo.
The complaint alleged that the Plaintiff’s fall resulted from a longstanding pattern of mismanagement and negligence by Kinkisharyo. On the evening leading up to the incident, a Kinkisharyo foreman instructed employees to perform a water test on top of the train but did not make sure the surface was properly dried before the Plaintiff arrived.
According to the complaint, this Kinkisharyo foreman required employees to work at a pace so demanding that they often had to compromise workplace safety protocols.
Multiple Altech and Kinkisharyo employees testified that they previously complained about dangerously wet conditions on top of the trains. Employees also reported there was not enough overhead light at the train factory, making an already hazardous job even more dangerous.
The Trial
After filing his lawsuit, the Plaintiff offered to settle the case with Kinkisharyo multiple times. In March 2022, Plaintiff made an offer of $3,000,000. Kinkisharyo offered $752,000 before trial, which the Plaintiff rejected.
The case went to trial in Los Angeles in the spring of 2024 and was divided into three phases.
In the first phase, the jury unanimously rejected Kinkisharyo’s argument that the company, along with Altech, was the Plaintiff’s joint employer. The company argued that because it had an employer-employee relationship with the Plaintiff, the Plaintiff was only allowed to seek relief for his injuries through the workers’ compensation system, not a lawsuit.
PARRIS attorneys argued to the jury that this stance contradicted what Kinkisharyo said years earlier when it first rejected the Plaintiff’s worker’s compensation claim: that the Plaintiff was not its employee. The jury agreed.
In the second phase, the parties disputed how the Plaintiff fell and whether it led to his injuries. They also refuted his diagnoses and the nature and extent of his damages.
The jury rejected all of Kinkisharyo’s arguments and found in favor of the Plaintiff — awarding him compensatory damages of $54,158,431.00.
The final phase assessed whether Kinkisharyo should pay punitive damages, which is an award that would punish and deter them from future unsafe practices. The jury agreed and awarded the Plaintiff an additional $4,200,000.
Contact PARRIS
The verdict is the result of the hard work PARRIS attorneys put into each and every case. Every employee has the right to work in conditions where their safety is taken seriously. Employees also have the right to seek compensation when they sustain injuries on the job, especially when the injuries are the result of an employer’s negligence.
PARRIS Law Firm has an outstanding track record of fighting on behalf of injured parties and getting them the results they deserve. If you or a loved one has been injured through no fault of your own, contact PARRIS for a free consultation.
Bad Faith Insurance Tactics to Look Out for When Involved in a Car Accident Claim
In the aftermath of a car accident, dealing with insurance companies can be a daunting task. This blog aims to shed light on bad faith insurance practices where some insurers try to unjustly minimize their payouts. Understanding these tactics is key to safeguarding your rights and ensuring you receive the compensation owed to you.
At PARRIS Law Firm, we have seen these tactics firsthand, and we stand ready to support you in this fight. Our proficiency in personal injury law, particularly in California, arms us with the tools to navigate this complex landscape. Our goal is to provide you with valuable insights so that you can recognize and counteract such tactics, helping you secure the justice you deserve.
Understanding Bad Faith Insurance Claims
A bad faith insurance claim is when an insurance company fails to fulfill the obligations outlined in your policy or doesn’t abide by the laws governing insurance practices. It’s not a mere misstep or an honest mistake, but a deliberate and dishonest approach to deny, delay, or diminish your rightful claim.
In California, insurance companies have a legal duty of good faith and fair dealing, which means they must act in a reasonable and fair manner towards their policyholders and anyone injured by their policyholders. They must promptly investigate, process, and pay legitimate claims. When they deviate from this path, it’s called acting in bad faith.
When insurance companies fail to adhere to these obligations, they’re not just bending the rules—they’re breaking them. And when they break them, they are acting in bad faith. Recognizing these tactics is your first line of defense in ensuring that your rights are protected and that you receive the compensation you deserve after a car accident.
Common Bad Faith Tactics in Car Accident Claims
Navigating the insurance claim process following a car accident can be challenging, especially when you’re contending with bad faith tactics. Let’s discuss six common ploys and understand how they can negatively affect your claim.
- Unnecessary Delays: Time is of the essence in a car accident claim. However, some insurance companies may intentionally drag out the claim process. They might take an unreasonably long time to respond to your claim or to investigate the accident. This delay not only prolongs your financial uncertainty but also adds to your stress during recovery. It’s a bad faith tactic because it violates the insurer’s obligation to promptly process claims.
- Denying a Claim without Reason: If an insurer denies your claim without providing a clear and specific reason, it’s a red flag for bad faith. A denial can leave you struggling with medical bills and repair costs, creating financial hardship. Insurance companies are legally obliged to reasonably explain denying a claim, and they must provide this explanation in writing.
- Misrepresenting Policy Language or Laws: Some insurers may distort the terms of your policy or misinterpret laws to avoid paying your claim. This misinformation can lead to unjust claim denials or reduced payouts. It’s a bad faith tactic as it breaches the insurer’s duty to act honestly and fairly.
- Inadequate Investigation: A thorough and timely investigation is crucial to determine the validity of a claim. However, an insurer acting in bad faith might conduct a cursory or biased investigation to undervalue or deny your claim. They may also delay investigating so long that evidence goes missing. This tactic deprives you of fair compensation and contravenes the insurer’s obligation to perform a comprehensive investigation.
- Unreasonably Low Settlement Offers: If an insurer offers a settlement that doesn’t adequately cover your losses, it’s likely a bad faith tactic. Accepting such an offer can leave you out-of-pocket for medical expenses, lost wages, and other damages. Insurance companies have a duty to provide reasonable compensation for valid claims.
- Refusing to Defend a Lawsuit: If you’re sued over a car accident, your insurance company has a duty to defend you. Failing to do so can expose you to significant legal costs and potential liability. This refusal is a bad faith practice because it violates the insurer’s contractual obligations.
Each of these tactics can inflict financial strain and emotional distress, hindering your recovery process. They are considered bad faith practices because they violate the standards of fair dealing and good faith that insurers must uphold under California law.
How These Bad Faith Insurance Tactics Affect You
From your wallet to your mental health, to the overall recovery process, these unscrupulous practices can take a toll.
The Financial Hit: Car accidents come with a hefty price tag. Medical bills, vehicle repairs, and lost income due to time off work can swiftly accumulate into a mountain of debt. When an insurance company engages in bad faith tactics, the financial burden can intensify. Delayed payouts, denied claims, or paltry settlement offers can leave you shouldering these costs alone. The result? A financial strain that can destabilize your economic security.
Emotional Stress: Dealing with the aftermath of a car accident is already stressful. Add in a relentless battle with an insurance company, and the emotional toll can skyrocket. Unnecessary delays, convoluted policy misinterpretations, and baseless claim denials can lead to heightened feelings of anxiety, frustration, and helplessness. This added stress can exacerbate physical injuries and the overall healing process.
Impediment to Recovery: Speaking of healing, bad faith tactics can throw significant roadblocks in your recovery journey. Insufficient funds may delay necessary medical treatments or force you to opt for less effective but cheaper alternatives. This not only prolongs your recovery but also impacts your overall well-being and quality of life.
So why do insurance companies resort to these tactics? The answer is simple yet harsh—it’s about their bottom line. By minimizing payouts, they maximize profits. But don’t let this deter you. The insurance landscape may seem intimidating, but knowledge is your best ally.
How to Identify Bad Faith Insurance Tactics
Recognizing bad faith insurance tactics is crucial. Here are some telltale signs to watch out for:
- Unjustified Delays: If responses or claim processing are dragging on without reasonable cause, it’s time to raise an eyebrow.
- Claim Denials Lacking Explanation: A denial without justification is a red flag. You’re entitled to a clear reason for any denied claim.
- Policy or Law Misinterpretation: If your policy language seems twisted or laws appear misrepresented, be vigilant. It could be an attempt to evade claim payment.
- Incomplete Investigation: A hurried or biased investigation can lead to unjust claim denials or undervalued settlements.
- Lowball Settlement Offers: If the settlement proposed doesn’t align with your losses, it’s an issue. They’re trying to get off the hook for cheap.
- Refusal to Defend a Lawsuit: If you’re facing a lawsuit and your insurer won’t stand up for you, it’s a serious breach of duty.
- Ignoring Your Communications: If your calls, emails, or letters go unanswered, it’s not just rude, it’s possibly a sign of bad faith.
- Changing Your Claim Adjuster Repeatedly: If your adjuster keeps changing, causing delays and confusion, it could be a tactic to frustrate you into settling.
- Requesting Unnecessary Documentation: Asking for irrelevant paperwork could be a stalling strategy to delay your claim.
- Misquoting Your Policy: If the insurer is quoting policy terms that seem incorrect or misleading, they may try to underpay your claim.
- Making Threatening Statements: Any attempts to intimidate you into accepting lower settlements is not just unethical, it’s likely bad faith.
- Settlement Offers Without Reviewing All Medical Records: If an offer comes before all medical records have been reviewed, they may be rushing to close the claim.
What to Do If You’re a Victim of Bad Faith Insurance Tactics
If you find yourself caught in the crossfire of bad faith insurance tactics, don’t despair. Here’s a roadmap to navigate through this maze.
Step 1: Document Everything: Like footprints in the sand, every interaction with the insurance company leaves a trail. Keep track of all correspondences, record dates, times, and key points of discussions. This paper trail can be vital evidence if you need to prove bad faith.
Step 2: Understand Your Policy: Knowledge is power. Familiarize yourself with your policy terms, conditions, and exclusions. This understanding equips you to challenge any misinterpretation the insurer may throw your way.
Step 3: Consult a Personal Injury Lawyer: An experienced personal injury lawyer can be your compass in this tumultuous journey. They can review your case, advice on the best course of action, and represent your interests.
At PARRIS Law Firm, we’ve battled bad faith insurance tactics head-on and emerged victorious, securing millions in compensation for our clients. We understand the ins and outs of insurance law, and we know how to counteract these unscrupulous tactics effectively.
Taking Decisive Action
If you’re caught in the whirlwind of bad faith insurance tactics, take a deep breath. You’re not alone in this fight. PARRIS Law Firm is ready and willing to step into the ring for you. Our team of dedicated personal injury lawyers has the knowledge, experience, and tenacity to tackle these underhanded tactics head-on.
If you believe you’re a victim of bad faith insurance tactics, contact PARRIS Law Firm today. We’re here to guide you through this storm, one step at a time.
